Saudi Arabia’s Next Big Leap in Payment Orchestration: Introducing the PayTabs Moderator Platform

In the rapidly evolving financial landscape of Saudi Arabia, efficiency, compliance, and innovation are no longer luxuries—they’re requirements. As fintech and regulatory forces reshape the region, banks and financial institutions need more than just digital payment solutions. They need command centers. Enter the PayTabs Moderator Platform: a bank-led, AI-powered orchestration layer built to take control of the entire payment ecosystem.

What is the Moderator Platform?

Developed exclusively by PayTabs, a Saudi-born, top 100 global fintech, the Moderator Platform is a next-generation orchestration layer designed for banks, financial institutions, and large-scale enterprises. It enables full-stack visibility, intelligent routing, risk monitoring, and seamless control across all payment gateways, PSPs, and sub-merchants. Hosted locally in Saudi Arabia for maximum compliance and data sovereignty, this powerful infrastructure positions banks not just to participate in the payments space—but to lead it.

Why the region Needs a Moderator Platform

Despite the meteoric rise as a fintech hub, many financial institutions still struggle with fragmented infrastructure, multiple integrations, limited fraud control, and siloed data. This results in high failure rates, poor reconciliation, and missed opportunities. The Moderator Platform changes that.

• • Unified View: Banks gain a bird’s-eye dashboard of every transaction, gateway, and merchant relationship.

• Smart Routing & Load Balancing: Reduce failure rates and optimize success by routing transactions based on speed, cost, or success probability.
• AI-Powered Risk Management: Real-time fraud detection and SLA enforcement using intelligent algorithms.
• Plug-and-Play Flexibility: Easily integrate with local and global payment methods, including BNPL and digital wallets.

From Bank to Ecosystem Orchestrator

The most transformative feature? Control.

With the Moderator Platform, banks can own the infrastructure, define onboarding flows, monitor SLAs, and even generate new revenue streams by offering access to approved PSPs and gateways under one umbrella. It’s a paradigm shift, from service provider to ecosystem orchestrator.

Built by PayTabs, Powered by Experience

With over a decade of experience and more than $35 billion processed transaction value, PayTabs has a proven record of driving payment orchestration in Saudi Arabia and beyond. Its commitment to local innovation, regulatory alignment, and secure, scalable infrastructure makes it the ideal partner for future-focused banks.

Ready to Orchestrate the Future?

The future of banking in Saudi Arabia lies not just in digital payments—but in orchestrating them with intelligence, agility, and authority. The PayTabs Moderator Platform is your gateway to that future.

Explore the PayTabs Orchestration Platform and schedule a demo today.