Bank Moderator Platform
The infrastructure that puts banks at the center of the payment ecosystem. When you can see everything, you can optimize everything.
Bring Fragmented Payment Flows into One Unified, Revenue-Driving Platform
PayTabs’ bank-led orchestration layer gives you full control, real-time visibility, and the flexibility to scale merchants, businesses, and channels — all from a single, intelligent command center.
+45%
Faster Processing
+68%
Operational Efficiency
+15%
New Payment Revenue
The Opportunity for the Bank
Become a Payment Moderator
Transition from provider to orchestrator of the payment ecosystem
Own Critical Infrastructure
Control the user experience through proprietary technology
Enable Multiple Entities
Orchestrate PSPs, aggregators, gateways, and sub-merchants under one umbrella
Align with Regulator’s Vision
Support regulated, bank-led fintech innovation
One Platform. Full Control.
Connect gateways, merchants, payment methods, and channels through a single orchestration layer built for banks.
Smarter routing, higher approvals
Auto reconciliation across every channel
AI-powered fraud & risk signals
One unified merchant view
Real-time performance and SLA tracking
Scale Faster. Grow Revenue.
Run your ecosystem like a platform
Turn processing into a revenue stream
Launch new payment products at speed
Lower cost per transaction
Tie infrastructure directly to volume growth
More momentum. More revenue.
Bank (Moderator Layer)
Central orchestration and control
Connected Gateways
MPGS, CyberSource, Mada, Benefit Pay, Meeza, Amex, and other local& regional PGs
Connected PSPs
Multiple payment service providers
Sub-merchants
End businesses using the payment services
One Merchant, multiple PSPs
Control and accessibility for merchants on multiple PSPs
Replace Complexity with a Command Centre
A single dashboard for your entire payment landscape
Plug-and-play expansion through unified APIs
Real-time control over every transaction flow
Case Study
Client
Bank in Saudi Arabia
Challenge
Multiple legacy systems for POS, ecommerce, corporate accounts, settlement, and reconciliation meant slow reporting, manual work, and long timelines to launch new payment services.
PayTabs Solution
PayTabs Bank Moderator Platform unified all payment channels through a single orchestration layer automating settlement, enabling split payments, and creating one real-time dashboard, without changing the core systems.
Outcome
Operational efficiency that converts directly into revenue.
A True Bank-led Model
You own the customer, compliance, and commercial strategy. We deliver the orchestration technology, implementation, and scale.